Huntington Bancshares sees NII growing 'moderately' Says committed to delivering positive operating leverage for FY14. Says residential mortgages, home equity and CRE are expected to grow modestly. Anticipate an increase in earning assets as total loans moderately grow and investment securities remain near current levels. Says FY NIM will experience continued downward pressure due to competitive loan pricing and growth in investment securities. Says excluding the impact of net MSR activity and securities gains, noninterest income is expected to be slightly higher than seasonally low 1Q14 levels. Noninterest expense is expected to be slightly higher than current levels, excluding significant items. Comments from slides that will be presented on the Q1 earnings conference call.