Huntington Bancshares sees continued downward pressure on FY NIM Says economic uncertainty remains a hurdle to solid loan growth and competitiveness of the market is intense. Says interest income expected to moderately grow. Anticipates an increase in earning assets as total loans moderately grow and investment securities remain near current levels. Says FY NIM will experience continued downward pressure due to competitive loan pricing and growth in investment securities. Excluding the impact of net MSR activity, noninterest income is expected to be slightly lower than recent levels. Expenses, excluding the significant items, are expected to remain near current levels. Says committed to delivering positive operating leverage for FY14. Comments from slides that will be presented on the Q4 earnings conference call.