Access National updates capital management outlook The previously stated objective of a tangible capital to asset ratio of 8.0% or better remains. As of September 30, the ratio stood at 10.92% and following this special dividend, will remain above 10.0% on a pro forma basis, well in excess of the objective. There are proposed regulatory changes to capital requirements outlined in Basel III. The company evaluated the impact of the proposed changes and concluded it will continue to have an adequate cushion to support this action and other uses of capital described below. The published strategic objective that calls for balance sheet growth of $100M per year remains intact and management is confident the company can directionally deliver on this objective as the economy continues to recover. The pro forma capital ratio remains adequate to support management's organic growth.