| The 2010 earnings guidance is lower than that for 2009 due to the level of favorable reserve development recorded in 2009, the above average profitability in our crop operations in 2009, a continued soft market and lower investment returns expected in 2010. These expected results exclude the effect of significant catastrophe and crop losses, significant adjustments to asbestos and environmental reserves, and large gains or losses from asset sales. :theflyonthewall.com |
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